As of 9/1/19, a new Texas law related to payment of your property insurance deductibles is in effect. The new law requires a homeowner to pay their insurance deductible in full, as already required by law and makes it a Class B misdemeanor if a contractor pays, waives, absorbs, rebates, credits or otherwise declines to charge or collect a deductible. Insurance companies will have the right to request reasonable proof that the deductible has been paid before making a payment. Many insurance companies, but not all, previously required this proof. See SECTION 2. Business & Commerce Code, is amended to read as follows: Section 27.02.”Goods or Services Paid for by Insurance Proceeds: Payment of Deductible Required.”

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